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Product

Core Banking System

The operational core of your institution.

Sample data
Total Members+3.2%
24,850
Active Loans+5.1%
ETB 18.4M
Collections-0.8%
ETB 4.2M
Deposits+2.4%
ETB 12.8M

Portfolio performance

Savings & loans · last 7 months

Savings Loans
JanFebMarAprMayJunJul

Loan portfolio health

Performing
At risk

Portfolio at risk indicator

Recent activity

  • Member · 4821

    Loan repayment

    ETB 2,400
  • Member · 1193

    Savings deposit

    ETB 8,000
  • Member · 7740

    Loan disbursement

    ETB 45,000
  • Member · 3012

    Share purchase

    ETB 3,500
Overview

What Core Banking System does

The Anchor Core Banking System is the centralized platform that runs the day-to-day financial operations of a SACCO, microfinance institution, or cooperative. It brings member records, accounts, savings, loan portfolios, and transactions into one connected system.

Instead of managing operational data across disconnected spreadsheets and tools, teams work from a single source of truth — with role-based access, consistent records, and reporting that reflects the real state of the institution.

Member managementSavings managementLoan managementTransaction managementReportingRole-based access
Key features

Capabilities that support daily operations.

Member Management

Create, maintain, and organize member records, KYC details, and membership status in one place.

Savings Management

Manage savings products, deposits, withdrawals, and member balances with a clear audit trail.

Loan Management

Support the full loan lifecycle — application, approval, disbursement, repayment schedules, and balances.

Transaction Management

Record and track financial transactions consistently across branches and accounts.

Reporting

Generate operational and financial reports for management, committees, and regulators.

Role-Based Access

Give each team member the access they need — and nothing more — with configurable roles.

How it helps

Practical outcomes for your institution.

  • Replace fragmented spreadsheets with a single operational system of record.
  • Give staff consistent tools for members, savings, loans, and transactions.
  • Produce management and regulatory reporting from live operational data.
Who it's for

Built for institutions like yours.

This product is designed for the following types of financial organizations.

  • SACCO
  • Microfinance Institution
  • Cooperative
  • Growing Financial Institution
Product screenshots

A closer look at the interface.

Illustrative interface previews using sample data. Actual screens are configured around your institution.

Sample data
Total Members+3.2%
24,850
Active Loans+5.1%
ETB 18.4M
Collections-0.8%
ETB 4.2M
Deposits+2.4%
ETB 12.8M

Portfolio performance

Savings & loans · last 7 months

Savings Loans
JanFebMarAprMayJunJul

Loan portfolio health

Performing
At risk

Portfolio at risk indicator

Recent activity

  • Member · 4821

    Loan repayment

    ETB 2,400
  • Member · 1193

    Savings deposit

    ETB 8,000
  • Member · 7740

    Loan disbursement

    ETB 45,000
  • Member · 3012

    Share purchase

    ETB 3,500

Reporting & analytics

Operational reports
Financial summaries
Role-based views
9:41Anchor

Member savings balance

ETB 42,580

+2.4% this month

Deposit
Repay
Shares
Transactions
  • Savings deposit+ 8,000
  • Loan repayment- 2,400
  • Share purchase+ 3,500
Integration & ecosystem

Part of one connected ecosystem.

Anchor Financials products are designed to work together, so information stays consistent across the institution.

This product

Core Banking System

FAQ

Common questions.

Yes. Implementation is configured around the products, policies, and workflows of your institution rather than forcing a single fixed process.

The system is designed to support institutions as they grow. Confirm your specific branch and multi-location requirements with our team during a demo.

Request a demo and our team will walk through your current operations and map them to the system.

See it in action

See What Anchor Financials Can Do For Your Institution.

Tell us about your institution, your current challenges, and the technology you are looking for.